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How to Get the Most From a Credit Card You Already Have

Credit cards offer extra perks, points, and incentives to become customers of the credit card company. Frankly, none of that is of any importance if the money cannot be paid every single month. The...

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6 Key Steps to Building a Good Credit History

Building a good credit history can be difficult, especially if you have no credit. Establishing credit requires time, perseverance and, most importantly, responsibility. It’s extremely important to...

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Skip Your Credit Card Payment Without Fees

A few years back, I quite accidentally stumbled into a way to actually skip my monthly credit card payment without incurring any late charges or extra fees. I feel this is worth sharing, as this...

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Have Patience When Paying Off Debt

I know of someone who has a good amount of credit card debt, to the tune of close to $20,000. He is working hard at paying it off but “complains” a lot at how long it is taking him to do so. He simply...

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What NOT to Keep in Your Purse or Wallet

My daughter recently had her purse stolen. Out with a friend, she opted to leave it hidden under the front seat in the car rather than taking it inside. Bad idea, I know, but haven’t we all done the...

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How To Save Money on Fees

It seems as though everything has a fee associated with it nowadays. Airlines have numerous fees. Credit cards have fees. It wouldn’t surprise me if the grocery store starting charging fees if you...

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3 Benefits To Going All Cash

Years ago, before credit and debit cards became so prolific, consumers bought with cash. The majority of purchases were made with cash, with some of the more expensive purchases being made with check....

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Why Debt is Bad

There is a strong movement by many people to become debt free. I personally think this is a great choice. Learning to live within one’s means is one of the keys to financial success. For those of you...

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Does Your Credit Card Pay You?

Does your credit card earn reward points on purchases? If not, why don’t you switch? There are lots of cards that pay cash back and if used wisely, can really be to your financial advantage. I exchange...

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How Are Credit Card Payments Applied

Before the CARD Act in 2009, credit card companies had no written guidelines as to how to apply your payments each month. In fact, each card issuer had their own set of rules. While this shouldn’t be...

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How to Make Money with Credit Cards

Most everyone knows that credit cards can lead to big financial trouble. Buying now with the promise to pay later is a slippery slope that ends in disaster for many. And even if you don’t misuse your...

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Importance of Perspective With Money

When it comes to money, some people put too much emphasis on it. Making it, saving it, spending it, whatever the case may be. I even know of a few people that live life by the almighty dollar. If those...

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Should You Join e-Rewards Opinion Panel?

I got the following email invitation from a credit card company this morning: Share Your Opinion and Earn Wyndham Rewards Points As a Wyndham Rewards member, we’re extending an exclusive invitation to...

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How To Beat Debt

Are you in debt? If you are like the typical American, then you are in debt. Do you want to know how to beat debt? Do you want to overcome your debt once and for all? I was once in credit card debt to...

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How To Double Your Money

So you want to know how to double your money? Easy, just fold it in half! Sorry, I couldn’t resist. There are actually a handful of ways to double your money – some are easier than others, some are...

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Financial Carnival for Young Adults – End of Summer Edition

Welcome to the  Financial Carnival for Young Adults – End of Summer Edition. Yup, summer is officially over. It was a great one for me, lots of weddings, lots of golf and lots of great weather. I love...

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Carnival of MoneyPros – Home Improvement Edition

Welcome to this week’s edition of the Carnival of MoneyPros! This week’s edition is called the “home improvement” edition because I am on the home stretch of all the remodeling/updating of our house. I...

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Carnival of MoneyPros – Raking Leaves Edition

Welcome to the Carnival of MoneyPros! This week’s edition is the “Raking Leaves” edition because here in the east, the leaves are finishing up falling from the trees and it is now time to start raking...

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Should You Join e-Rewards Opinion Panel?

I got the following email invitation from a credit card company this morning: Share Your Opinion and Earn Wyndham Rewards Points As a Wyndham Rewards member, we’re extending an exclusive invitation to...

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Importance of Perspective With Money

When it comes to money, some people put too much emphasis on it. Making it, saving it, spending it, whatever the case may be. I even know of a few people that live life by the almighty dollar. If those...

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